MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Home Floor Plans

ManufacturedModularMH Advantage

Landmark Ultra Grand / Grand 2.2 9L32663C (2LM2106V)

Built by: Cavco Goshen
3
2
1857 ft²
32'0" x 66'0"
The LandMark Ultra Grand / Grand 2.2 - 2LM2106V built by Cavco Goshen is a thoughtfully crafted home that balances space a...
ManufacturedModularMH Advantage

Landmark Essence / Essence 2 9L28603D (2NM2402-P)

Built by: Cavco Goshen
3
2
1600 ft²
28'0" x 60'0"
Essence 2 9L28603D (2NM2402-P) built by Cavco Goshen is a smartly designed home that offers comfort and efficiency in one ...
ManufacturedModularMH Advantage

Landmark Series / Cypress 9L28563C (2LM1005-P)

Built by: Cavco Goshen
3
2
1493 ft²
28'0" x 56'0"
Cypress 9L28563C (2LM1005-P) built by Cavco Goshen is a charming and well-designed home with ample space. The floor plan i...
ManufacturedModularMH Advantage

Landmark Series / Pinewood 9L32764A (2LM1022-V)

Built by: Cavco Goshen
4
2
2280 ft²
32'0" x 76'0"
Pinewood 9L32764A (2LM1022-V) built by Cavco Goshen is a spacious and well-designed home perfect for modern living. The fl...
ManufacturedModularMH Advantage

Landmark Ultra Grand / Ultra 6 9L28683B (2LM2003-R)

Built by: Cavco Goshen
3
2
1859 ft²
28'0" x 68'0"
The Landmark Ultra Grand / 6 - 2LM2003R built by Cavco Goshen is a beautifully crafted home designed for luxury and comfor...
ManufacturedModularMH Advantage

Landmark Essence / Essence 6 9L32563C (2NM2406-V)

Built by: Cavco Goshen
3
2
1662 ft²
32'0" x 56'0"
Essence 6 9L32563C (2NM2406-V) built by Cavco Goshen is designed to meet the needs of modern families with ease. The floor...
ManufacturedModularMH Advantage

Landmark Essence / Essence 5 9L32523A (2NM2405-V)

Built by: Cavco Goshen
3
2
1542 ft²
32'0" x 52'0"
Essence 5 9L32523A (2NM2405-V) built by Cavco Goshen is a spacious and inviting home that suits a variety of lifestyles. T...
ManufacturedModularMH Advantage

Landmark Essence / Essence 8 9L32643C (2NM2408-V)

Built by: Cavco Goshen
3
2
1888 ft²
32'0" x 64'0"
Essence 8 9L32643C (2NM2408-V) built by Cavco Goshen is a thoughtfully designed home offering room to grow and relax. The ...
ManufacturedModularMH Advantage

Landmark Series / Bellevue 9L28643B (2LM1011-P)

Built by: Cavco Goshen
3
2
1707 ft²
28'0" x 64'0"
Bellevue 9L28643B (2LM1011-P) built by Cavco Goshen is a stylish and functional ranch home perfect for modern living. The ...
ManufacturedModularMH Advantage

Landmark Essence / Essence 7 9L32603G (2NM2407-V)

Built by: Cavco Goshen
4
2
1781 ft²
32'0" x 60'0"
Essence 7 9L32603G (2NM2407-V) built by Cavco Goshen is a modern home that combines spacious living with smart design. The...
ManufacturedModularMH Advantage

Landmark Ultra Grand / Ultra 4 9L42643A (3LM2002-R)

Built by: Cavco Goshen
3
2
2069 ft²
42'0" x 64'0"
The Landmark Ultra / 4 - 3LM2002R built by Cavco Goshen is a beautifully designed home offering modern features and ample ...
ManufacturedModularMH Advantage

Landmark Series / Maplewood 9L28643A (2LM1009-P)

Built by: Cavco Goshen
3
2
1607 ft²
28'0" x 64'0"
Maplewood 9L28643A (2LM1009-P) built by Cavco Goshen is a beautifully designed home with modern features and ample space. ...

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. D & H Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.