MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Home Floor Plans

ManufacturedModularMH Advantage

Landmark Series / Mulberry 9L32603B (2LM1018-V)

Built by: Cavco Goshen
3
2
1800 ft²
32'0" x 60'0"
Mulberry 9L32603B (2LM1018-V) built by Cavco Goshen is a spacious ranch home that combines style with practicality. The fl...
ManufacturedModularMH Advantage

Landmark Essence / Essence 1 9L28523F (2NM2401-P)

Built by: Cavco Goshen
3
2
1387 ft²
28'0" x 52'0"
Essence 1 9L28523F (2NM2401-P) built by Cavco Goshen is a charming and efficient home with everything you need for comfort...
ManufacturedModularMH Advantage

Landmark Essence / Essence 4 9L32483A (2NM2404-V)

Built by: Cavco Goshen
3
2
1424 ft²
32'0" x 48'0"
Essence 4 9L32483A (2NM2404-V) built by Cavco Goshen offers thoughtful design and comfortable living spaces. The floor pla...
ManufacturedModularMH Advantage

Central Great Plains / Cortland CN964

Built by: Champion Homes
3
2
1854 ft²
29'0" x 64'0"
The Central Great Plains / Cortland CN964 built by Champion Homes offers a perfect balance of space and style, available a...
ManufacturedModularMH Advantage

Lifestyle / Pika SCC643

Built by: Champion Homes
3
2
1715 ft²
26'8" x 64'0"
The Lifestyle / Pika SCC643 built by Champion Homes offers a spacious and adaptable design, available as either a manufact...
ManufacturedMH Advantage

Prairie Dune / 8850

Built by: Skyline Homes
3
2
1494 ft²
28'0" x 56'0"
Prairie Dune 8850 - Well built affordable family home features sprawling great room opening to extra large open kitchen wi...
ManufacturedModularMH Advantage

Skyliner / 6334B

Built by: Skyline Homes
3
2
1880 ft²
32'0" x 62'0"
SKYLINER / 6334B - Customizable quality constructed family home features master bedroom and luxury ensuite privately locat...
ManufacturedMH Advantage

Prairie Dune / 8831

Built by: Skyline Homes
4
2
1568 ft²
28'0" x 56'0"
PRAIRIE DUNE / 8831 - Super affordable quality family home features master bedroom and in-suite bath privately located awa...
ManufacturedModularMH Advantage

Landmark Ultra Grand / Grand 1.0 9L28623A (2LM2101-R)

Built by: Cavco Goshen
3
2
1672 ft²
28'0" x 62'0"
The LandMark Ultra Grand / Grand 1.0 - 2LM2101R built by Cavco Goshen is a beautifully designed home with spacious living ...
ManufacturedModularMH Advantage

Landmark Ultra Grand / Grand 1.1 9L28623B (2LM2102R)

Built by: Cavco Goshen
3
2
1611 ft²
28'0" x 62'0"
The LandMark Grand / Grand 1.1 - 2LM2102R built by Cavco Goshen is an elegant home designed with modern living in mind. Th...
ManufacturedModularMH Advantage

Landmark Ultra Grand / Grand 3.0 9L28723B (2LM2107R)

Built by: Cavco Goshen
3
2
1945 ft²
28'0" x 72'0"
The LandMark Ultra Grand / Grand 3.0 - 2LM2107R built by Cavco Goshen is a spacious and beautifully appointed home ideal f...
ManufacturedModularMH Advantage

Landmark Ultra Grand / Grand 3.1 9L28723C (2LM2108R)

Built by: Cavco Goshen
3
3
1876 ft²
28'0" x 72'0"
The LandMark Ultra Grand / Grand 3.1 - 2LM2108R built by Cavco Goshen is a versatile home designed to accommodate growing ...

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. D & H Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.