MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Home Floor Plans

ManufacturedModularMH Advantage

Landmark Ultra / 4 - 3LM2002R

Built by: Commodore Homes
3
2
2069 ft²
42'0" x 64'0"
The Landmark Ultra / 4 - 3LM2002R built by Commodore Homes is a beautifully designed home offering modern features and amp...
ManufacturedModularMH Advantage

LandMark Ranch / Maplewood 2LM1009-P

Built by: Commodore Homes
3
2
1607 ft²
28'0" x 64'0"
The LandMark Ranch / Maplewood 2LM1009-P built by Commodore Homes is a beautifully designed home with modern features and ...
ManufacturedModularMH Advantage

LandMark Ranch / Elmwood 2LM1016-V

Built by: Commodore Homes
3
2
1128 ft²
32'0" x 40'0"
The LandMark Ranch / Elmwood 2LM1016-V built by Commodore Homes is a beautifully designed home perfect for family living. ...
ManufacturedModularMH Advantage

LandMark Ranch / Hazelnut 2LM1004-P

Built by: Commodore Homes
3
2
1387 ft²
28'0" x 52'0"
The LandMark Ranch / Hazelnut 2LM1004-P built by Commodore Homes is a thoughtfully designed home with a focus on both func...
ManufacturedModularMH Advantage

LandMark Ranch / Oakdale 2LM1006-P

Built by: Commodore Homes
3
2
1493 ft²
28'0" x 56'0"
The LandMark Ranch / Oakdale 2LM1006-P built by Commodore Homes is a thoughtfully designed home with a focus on both style...
ManufacturedModularMH Advantage

LandMark Ranch / Oakwood 2LM1008-P

Built by: Commodore Homes
3
2
1493 ft²
28'0" x 56'0"
The LandMark Ranch / Oakwood 2LM1008-P built by Commodore Homes is a beautifully designed ranch-style home with spacious l...
ManufacturedModularMH Advantage

LandMark Ranch / Elm 2LM1003-P

Built by: Commodore Homes
3
2
1387 ft²
28'0" x 52'0"
The LandMark Ranch / Elm 2LM1003-P built by Commodore Homes is a well-crafted ranch home offering both space and comfort. ...
ManufacturedModularMH Advantage

LandMark Ranch / Camellia 2LM1019-V

Built by: Commodore Homes
4
2
1920 ft²
32'0" x 64'0"
The LandMark Ranch / Camellia 2LM1019-V built by Commodore Homes is a thoughtfully designed ranch-style home that’s ideal ...
ManufacturedModularMH Advantage

Landmark Ultra / 1 - 2LM2002R

Built by: Commodore Homes
3
2
1749 ft²
28'0" x 64'0"
The Landmark Ultra / 1 - 2LM2002R built by Commodore Homes is a beautifully crafted home that combines luxury and practica...
ManufacturedModularMH Advantage

Landmark Ultra / 3 - 3LM2001R

Built by: Commodore Homes
3
3
1876 ft²
42'0" x 64'0"
The Landmark Ultra / 3 - 3LM2001R built by Commodore Homes is a spacious and thoughtfully designed home perfect for modern...
ManufacturedModularMH Advantage

Landmark Ultra / 6 Epic - 2LM2003R Epic

Built by: Commodore Homes
3
2
1859 ft²
28'0" x 68'0"
The Landmark Ultra / 6 Epic - 2LM2003R Epic built by Commodore Homes is a striking home that offers both style and luxury....
ManufacturedModularMH Advantage

Landmark Ultra / 10 - 2LM2001R

Built by: Commodore Homes
3
2
1624 ft²
28'0" x 60'0"
The Landmark Ultra / 10 - 2LM2001R built by Commodore Homes is an elegantly designed home with modern features. The floor ...

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. D & H Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.